The Prosser is described as pretty comprehensive, and Karen 'wasn't costing anyone anything' but it's not clear that this included clothes.

I think Nicola doesn't mind whose she inherits - the hat in Cricket Term that she thinks is super has 'been Kay's and Rowan's and Gin's' and the sheer weight of inheritance seems to be what pleases her. I'm sure she'd love to get Ann's boater!